Best International Travel Health Insurance: Unlock Your Adventure with 5% Off!
Are you ready to embark on your next thrilling adventure? Look no further! OhSimon.com is thrilled to offer you an exclusive limited-time deal that will make your travel dreams a reality. Unlock your next adventure with a fantastic 5% discount on the best international travel insurance! Safeguard your journey and enjoy peace of mind while exploring new destinations. Don’t miss out on this incredible offer – seize the opportunity to experience the world with confidence and protection. Book now and let the excitement begin!
Refer to our promo page for more discounts with OhSimon.com
Secure Your Journey Today!
IATI Travel Health Insurance
IATI Insurance is a company with a rich history in the travel health insurance industry, dating back to 1885. As a pioneering insurance brokerage, IATI has evolved over the last 130 years, adapting its services to cater to modern travel needs. The company’s unwavering commitment to quality and excellence has made it a leader in the sector, providing a personalized experience for over 500,000 satisfied customers.
At IATI, the belief is in combining the human touch with technological innovation. With a dedicated human team and cutting-edge technology, IATI offers seamless services that bring the company closer to its valued clients. From traditional communication methods to the convenience of the website, social networks, chat, and the user-friendly App, IATI strives to make insurance accessible and efficient.
Not only is IATI committed to its clients, but the company is also dedicated to making a positive impact on society and the environment. IATI proudly contributes a percentage of each insurance sale to the Nen Deu Foundation, supporting projects that promote sustainable travel and a respectful approach to our planet.
With a legacy of 130+ years in the insurance industry, IATI continues to embrace innovation, ensuring it meets the needs of its clients in the years to come. The focus remains on providing top-quality services and products, allowing travelers to embark on their adventures with confidence and security. Experience the IATI difference and unlock your next adventure – get a quote now and enjoy 5% off on travel health insurance!
What Does Travel Insurance Cover?
IATI - Travel Medical Insurance Packages
Discover the best travel insurance international package that suits your trip with IATI! Whether you’re planning a short holiday or embarking on an adventurous backpacking journey, we have you covered.
- IATI Basic: Enjoy peace of mind with essential coverage designed for short holidays of up to 30 days.
- IATI Standard: Get medium-level coverage with €300,000 for medical expenses, ensuring you’re protected during your travels.
- IATI Backpacker: For the daring adventurers exploring the world solo, our backpacker insurance offers high medical coverage and full coverage for sports and adventure activities, including search and rescue.
- IATI Star: Our most comprehensive insurance package with up to €4,800,000 medical assistance. Perfect for destinations with high medical costs like the US, Canada, Japan, or Southeast Asia.
- IATI Cancellation Premium: Stay worry-free with coverage for trip cancellation expenses, up to €6,000.
Choose the ideal travel health insurance package for your journey and travel with confidence. With IATI, you’re in safe hands.
Embarking on a journey? Click here to check out our Travel Guides.
IATI Basic
Introducing IATI Basic – a low-cost travel medical insurance designed for short holidays of up to 30 days.
With €50,000 in medical expenses coverage, this policy offers the peace of mind of having minimum medical assistance and basic coverage. Perfect for budget-conscious travelers exploring Europe and Spain, IATI Basic provides the best value for money in medical assistance. Travel with confidence knowing you’re protected with essential coverage at an affordable price.
COVERAGE SUMMARY
| Coverage Type | Coverage Amount |
|---|---|
| Medical Assistance | €50,000 |
| Dental Expenses | €100 |
| Personal Injury in Motor Vehicle Accidents | Included |
| Chronic, Pre-existing, or Congenital Conditions – Life-threatening Emergencies | Included |
| Accommodation/Transport of a Relative | €420 |
| Delivery of Medication Abroad | Included |
| Convalescence in a Hotel | €588 |
| Repatriation or transportation of the sick or deceased | 100% |
| Early Return due to Hospitalisation or Death of a Family Member | 100% |
| Repatriation or Transportation of Other Insured Parties | 100% |
| Theft and Damage to Luggage | €500 |
| Locating and Sending Lost Luggage | Included |
| Delay in Delivery of Checked Baggage | €90 |
| Urgent Message Forwarding | Included |
| Private Civil Liability | €30,000 |
| Criminal Liability Defense Abroad | €3,000 |
| Accidental Death Cover | €6,000 |
| Accidental Disability Cover | €6,000 |
IATI Basic offers essential coverage at an affordable price, ensuring you have peace of mind during your short holiday travels.
How to get Travel Insurance today? Head on to IATI’s official website.
IATI Standard
IATI Standard – your go-to choice for medium level coverage, catering to all types of trips.
With €300,000 in medical expenses coverage, including COVID-19, this policy is perfect for short and medium journeys. In addition to classic complementary coverage like repatriation and luggage protection, you can add optional cancellation cover of up to €1,500. Enjoy peace of mind and flexibility with IATI Standard, designed to meet your diverse travel needs.
COVERAGE SUMMARY
| Coverage Summary | Amount Covered |
|---|---|
| Medical Assistance Abroad | €300,000 |
| Dental Expenses | €350 |
| Personal Injury in Motor Vehicle Accidents | Included |
| Chronic, Pre-existing, or Congenital Conditions – Life Threatening Emergencies | Included |
| Accommodation/Transport of a Relative | €750 |
| Delivery of Medication Abroad | Included |
| Convalescence in a Hotel | €1,050 |
| Repatriation or transportation of the sick or deceased | 100% |
| Early Return Due to Hospitalisation or Death of a Family Member | 100% |
| Repatriation or Transportation of Other Insured Parties | 100% |
| Early Return Due to Major Casualty at the Insured Party’s Home/Business Establishment | €500 |
| Theft and Damage to Luggage | €1,000 |
| Locating and Sending Lost Luggage | Included |
| Delay in Delivery of Checked Baggage | €120 |
| Delivery of Forgotten Items During the Trip | €60 |
| Delayed departure of the means of transport | €180 |
| Urgent Message Forwarding | Included |
| Cash Advances Abroad | €1,000 |
| Private Civil Liability | €60,000 |
| Criminal Liability Defence Abroad | €3,000 |
| Claims for Damages Abroad | €2,000 |
| Claims for Service Contracts Abroad | €2,000 |
| Claims for Purchase Contracts Abroad | €2,000 |
| Accidental Death Cover | €6,000 |
| Accidental Disability Cover | €6,000 |
| Cancellation (Optional) | Cancellation Costs up to €1,500 |
IATI Backpacker
IATI Backpacker – For the Adventure of Discovering the World by Yourself
Embark on a thrilling journey with IATI Backpacker, adventure travel insurance specially designed for backpackers seeking excitement and new horizons.
With high medical coverage of €500,000, including COVID-19, and additional options like adventure sports premium, search and rescue, and computer equipment coverage, you’ll be prepared for any adventure that comes your way. Stay worry-free and extend your trip with ease, as you explore fascinating destinations in Southeast Asia, Latin America, and beyond.
Note: This policy is not valid for travelers over 70 years old.
COVERAGE SUMMARY
| Coverage | Amount |
|---|---|
| Medical Assistance | €500,000 |
| Dental Expenses | €350 |
| Personal Injury in Motor Vehicle Accidents | Included |
| Chronic, Pre-existing, or Congenital Conditions – Life-threatening Emergencies | Included |
| Accommodation/Transport of a Relative | €600 |
| Delivery of Medication Abroad | Included |
| Convalescence in a Hotel | €840 |
| Repatriation or Transportation of the Sick or Deceased | 100% |
| Early Return Due to Hospitalization or Death of a Family Member | 100% |
| Repatriation or Transportation of Other Insured Parties | 100% |
| Theft and Damage to Luggage | €1,500 |
| Delay in Delivery of Checked Baggage | €300 |
| Delivery of Forgotten Items During the Trip | 100% |
| Missing Connections to the Means of Transport | €90 |
| Delayed Departure of the Means of Transport | €270 |
| Cancellation of the Departure of the Means of Transport Due to a Strike | €90 |
| Adventure Sports Premium | Included |
| Search and Rescue | €15,000 |
| Urgent Message Forwarding | Included |
| Mandatory Travel Extension | €500 |
| Private Civil Liability | €60,000 |
| Accidental Death Cover | €6,000 |
| Accidental Disability Cover | €6,000 |
| Cancellation Costs (Optional) | €2,000 |
Explore the world with excitement and confidence, knowing that IATI Backpacker has your back during your daring adventures!
Looking for answers about Travel Health Insurance? Head over to our Travel Medical Insurance FAQ page.
IATI Star: Best Travel Insurance International
IATI Star – Comprehensive Coverage for Your International Adventures
Embark on a journey filled with confidence, knowing you have the most comprehensive international travel health insurance at your side – IATI Star.
Tailored for trips to the USA, Canada, Japan, Australia, or New Zealand, this policy offers extensive medical expenses coverage of up to €4,800,000 – one of the highest limits in the market. It’s specially designed for travel to countries with high medical costs, providing you with peace of mind throughout your voyage.
With optional cancellation and coverage for adventure sports and cruise ships, IATI Star ensures you’re protected from unexpected disruptions. Embrace thrilling experiences, from exploring breath-taking landscapes to engaging in exhilarating activities, all while having the assurance of top-notch travel insurance.
COVERAGE SUMMARY
| Coverage Area | Amount Covered |
|---|---|
| Medical Assistance | €1.000. 000 |
| Dental expenses | €500 |
| Personal injury in motor vehicle accidents | Included |
| Chronic, pre-existing, or congenital conditions | Included |
| Accommodation/Transport of a relative | €1,400 |
| Delivery of medication abroad | Included |
| Convalescence in a hotel | €1,400 |
| Repatriation or transportation of the sick or deceased | 100% |
| Early return due to hospitalization or death of a family member | 100% |
| Repatriation of the other insured parties | 100% |
| Early return due to a major casualty at the insured party’s home/business establishment | €1,000 |
| Luggage | |
| Theft and damage to luggage | €2,500 |
| Locating and sending lost luggage | Included |
| Delay in delivery of checked baggage | €300 |
| Delivery of forgotten items during the trip | €120 |
| Refunds for Delays | |
| Missing connections to the means of transport | €350 |
| Delayed departure of the means of transport | €300 |
| Loss of the means of transport due to an accident en route | €150 |
| Change of initially booked air services | €200 |
| Reimbursement for missed holidays | €2,000 |
| Adventure | |
| Adventure sports | Included |
| Help in Case of Emergency | |
| Urgent message forwarding | Included |
| Costs for loss of travel documents | €200 |
| Cash advances abroad | €3,000 |
| Extended stay due to natural disasters | €1,000 |
| Legal Coverage | |
| Private civil liability | €60,000 |
| Criminal liability defense abroad | €3,000 |
| Claims for damages abroad | €3,000 |
| Claims for service contracts abroad | €3,000 |
| Claims for purchase contracts abroad | €3,000 |
| Accidents | |
| Accidental death cover | €4,000 |
| Accidental disability cover | €18,000 |
| Cancellation (Optional) | |
| Cancellation costs | €5,000 |
Embark on extraordinary adventures, explore new horizons, and cherish unforgettable moments with IATI Star guarding your every step. Travel with confidence and embrace the world’s wonders! 🌎✈️
IATI Cancellation Premium: Cancel for any reason
IATI Cancellation Premium – To cover the costs of canceling a trip
Secure your travel investment with IATI Cancellation Premium – a specialized travel cancellation insurance designed to cover expenses up to €6,000, ensuring you’re financially protected in case you need to cancel your trip due to unforeseen circumstances. This comprehensive policy covers a wide range of reasons for cancellation, providing you with peace of mind and flexibility.
Whether it’s for health, legal, work, or other extraordinary reasons, IATI Cancellation Premium has you covered. Be it medical appointments, unforeseen illness, company bankruptcy, or even unexpected visa refusal, this insurance ensures you can confidently plan your trip without worries.
Contract this insurance at any time, and its coverage will depend on the date of your trip’s booking. If taken out within 7 days of booking, all causes of cancellation will be covered after a 7-day waiting period. The cost is calculated based on your contracted amount of cancellation expenses, tailoring the insurance to suit your specific needs.
COVERAGE SUMMARY
| Cancellation Reasons | Amount Covered |
|---|---|
| Legal Reasons | |
| Driving licence revoked | Included |
| Handover of an adopted child | Included |
| Police retention of the insured for non-criminal reasons | Included |
| Summons for divorce proceedings | Included |
| Traffic fine | Included |
| Unexpected visa refusal | Included |
| Call to attend a civil or criminal court hearing | Included |
| Call to polling station duty | Included |
| Call to sign official documents | Included |
| Health Reasons | |
| Appointment for an organ transplant | Included |
| Call to undergo surgery or emergency medical tests | Included |
| Death, hospitalization, or serious illness | Included |
| Due to quarantine as a result of COVID-19 and by medical prescription | Included |
| Due to side effects suffered by the Insured as a consequence of the coronavirus vaccine, authorised by the OMS, and which in the opinion of the insurer’s medical team make it impossible for the Insured to travel on the planned date | Included |
| If the INSURED gives a positive result in medical tests for coronavirus disease (Covid-19) | Included |
| In the event of serious coronavirus disease (Covid-19) of a relative to the first degree | Included |
| Medical quarantine | Included |
| Premature birth or unforeseen complications in pregnancy | Included |
| Extraordinary Reasons | |
| Company receivership or bankruptcy | Included |
| Disaster or epidemic zone | Included |
| Serious damage at home or business premises | Included |
| Urgent incorporation to the armed forces, police, or fire service | Included |
| Airline hijacking | Included |
| Work Reasons | |
| Starting a new job | Included |
| Redundancy | Included |
| Official competition date published after taking out the policy | Included |
| Labor dismissal of the insured parents | Included |
| Forced relocation | Included |
| Extension of employment contract | Included |
| Collective dismissal | Included |
| Other Reasons | |
| Cancellation of travel companion insured in the same policy for one of these reasons | Included |
| Cancellation of wedding ceremony | Included |
| Change of school in the school year underway | Included |
| Documentation or baggage theft preventing the start of the journey | Included |
| Grant of official scholarships | Included |
| Income tax payment demand of over €600 | Included |
| Side effects of vaccination required for a trip | Included |
| Similar journey and/or stay won in public draw | Included |
With IATI Cancellation Premium, enjoy the freedom to explore the world while safeguarding your travel plans. Travel confidently, knowing you’re protected against unforeseen disruptions! ✈️🗺️
IATI Air Help
IATI Air Help – Your Flight Compensation Ally
IATI Air Help is an exclusive service tailored to IATI clients, aiming to assist you in claiming the compensation you may be entitled to in the event of flight cancellations, delays, or missed connections. As a complement to our travel assistance policies, IATI Air Help ensures you receive the compensation you deserve, providing you with peace of mind during your travels.
Flight disruptions can be stressful, but with IATI Air Help, you can navigate the complexities of air passenger rights effortlessly. Our service adheres to specific laws like Regulation (EC) No. 261/2004 of the European Parliament and the Council and the Montreal Convention. These laws grant you the potential to claim compensation of up to €600 in certain circumstances.
When you choose IATI Air Help, rest assured that our expertise will work in your favour, advocating for your rights as a passenger. This service is available as an add-on during your insurance purchase process, starting from just €5.95.
TYPES OF FLIGHTS COVERED
| Route | EU Airline | Non-EU Airline |
|---|---|---|
| Within the EU | ✓ | ✓ |
| Within the EU | ✓ | ✓ |
| Outside the EU | ✓ | ✗ |
| Outside the EU | ✗ | ✗ |
Non-Covered Extraordinary Circumstances: While IATI Air Help can assist with various flight disruptions, certain circumstances fall outside an airline’s liability and, thus, might not be covered by current laws. These include strikes initiated by airport or air traffic control employees (excluding strikes by the airline’s own staff), political instability, inclement weather, and security risks.
COVERAGE SUMMARY
| Type of Disruption | Compensation Limit |
|---|---|
| Delayed Flight | |
| All flights up to 1,500 km | €250 |
| Flights over 1,500 km within the EU | €400 |
| Flights between 1,500 km and 3,500 km outside the EU | €400 |
| Flights over 1,500 km outside the EU | Up to €600 |
| Cancelled Flight | Up to €600 |
| Missed Connections | Up to €600 |
| Baggage Problems | Variable |
With IATI Air Help by your side, claim the compensation you deserve for flight disruptions, ensuring a smoother and hassle-free travel experience. Fly confidently, knowing we’ve got you covered every step of the way! ✈️🌟
